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Portofino Tower

Address:  300 South Pointe Dr
Area:  South Beach
Floors:  44
Price Range:  N/A
Status:   Re-Sales
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Building Description

When the words "Four Seasons" are mentioned, one instantly conjures images of supreme comfort and first class luxury.  When a condominium decides to emulate such a lofty name with its styling, the bar is significantly raised and the Portofino is indeed a noble effort that stands as a superb testament of what a condominium in Miami can offer.

The most meticulous of attention has gone into ensuring that every miniscule inch of the Portofino’s 44 stories emanates luxury and comfort.  It all begins with its stunning four story lobby that features a concierge service and its club exclusively for the building’s privileged residents.  As you navigate the Portofino, you’ll be surrounded by impeccable architecture and absolutely stunning landscaping.  Take advantage of the state of the art fully equipped fitness and spa facility, theater, tennis courts and the gleaming swimming pools.  You’ll also have the convenience of individual storage spaces and multiple services like gardening and tailoring.

The 206 units at the Portofino offer superb panoramic views from their secluded terraces and feature solid core double entry doors and floor-to-ceiling windows.  Unit kitchens feature stainless steel high end appliances and cabinetry designed in an Italian and European style as well as separate breakfast areas.  Inside the bathrooms you’ll find granite vanities with double sinks, marble flooring, oversized Jacuzzis, stall showers and several plumbing fixtures by Kohler.

Miami Beach is home to South Florida’s most exciting retail and dining establishments and recreational attractions, meaning Portofino residents are already living in area that is perpetually brimming with potential activities and sights to see.  Lincoln Road, particularly on the weekends when a large portion of Miami’s locals and tourists walk through the enlivening area, frequently plays host to many live musical performances.  If you want to appreciate South Florida in its entire magnificent splendor, take a boat out from the Miami Beach Marina and sail across the pristine sun-kissed waters while soaking in the superior Florida sunshine.



Building Amenities

  • Massive four story lobby
  • 24-hour concierge
  • 24-hour security and supervised gatehouses
  • Flourishingly landscaped grounds
  • Personal ground transportation
  • Fully equipped fitness and spa center
  • Tailoring, dry cleaning, plant services
  • Terrace bar
  • Tennis courts
  • Steam rooms and sauna
  • Scintillating swimming pools
  • Spa services
  • Billiard and recreational rooms
  • Individual storage spaces
  • Access to the Miami Beach Marina


Residence Features

  • 206 residential units
  • 9 foot ceilings
  • Solid core double door entry
  • Floor to ceiling windows
  • Outdoor terraces
  • Italian kitchen cabinetry
  • Extra-large Jacuzzis
  • Deluxe powder rooms
  • European styling
  • Marble bathroom flooring
  • Bathroom fixtures by Kohler
  • Stall showers
  • Granite bathroom vanities



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Real Estate News
Updated: Thursday, October 21, 2021


Simple Ways An HOA Can Go Green

While there is continuing debate about global climate change, one >

Homeowner associations often control a variety of systems, processes, equipment, designs and materials. In all HOAs, there are opportunities to improve energy efficiency which often produce economic benefits as well. This is a win-win: doing well by doing good Here are some ways an HOA can go green:

Eco-landscaping.nbsp;

This involves a combination of careful plant and tree selection, turf reduction, chemical fertilizer elimination and water management. The days of broad green spaces are making way for a myriad of options that are more water and earth friendly. Selecting pest resistant and drought tolerant native species saves on maintenance, water and pest control. Fitting sprinkler systems with rain override sensors reduces water. Reducing turf areas reduces mowing and the pollution generated by gas powered equipment.

Donate It.

Many areas have building product and material recycling centers which will accept lumber, doors, windows, cabinets, sinks, carpet and appliances. If you are renovating your clubhouse and have an option to donate used material and equipment instead of dumping, do it. Craigslist.com offers a free way to dispose of building materials.

Offer Recycling.

Some jurisdictions have mandated recycling as part of the trash collection process. When recyclables are separated from trash, the trash load is reduced and trash collection costs less. With less trash, the landfill load is reduced as is the contamination of soil and ground water. Even where recycling is provided, compliance lags due to consumer laziness. The HOA can remind residents of their civic duty and the obvious benefit of lower trash collection costs.

Where government recycling requirements are absent, the HOA can create its own system by establishing a centralized recycling station for glass, metal, paper and recyclable plastics that is serviced by a contractor or committee. While individuals can haul their own recycling, the easier and cheaper it is to do, the greater the compliance. Centralize and economize.

Manage Energy Better.

Take full advantage of power and water saving devices. LED Light Emitting Diode use minuscule amount of energy compared to other forms. Add solar activated exterior light controls so lights burn only when needed. Replace high flow plumbing fixtures with low flow models. Insulate water pipes and heat ducts.nbsp;

Recycled Paint.

This option is becoming more prevalent in metropolitan areas. Leftover latex paint is screened and blended into a popular pallette of colors and resold at a reduced price. For options, Google "[your state] recycled paint".

Go Solar.

Many states offer incentives for adding solar power generation or solar hot water systems. If your buildings have flat roofs or good southern exposure, consult with local solar system providers for options. For HOAs with pools, solar water heating can often pay for itself quickly and significantly lower energy consumption. .

Packaging Reduction.

This is an often overlooked strategy in reducing waste. Packaging can range from none like buying food in bulk to Fort Knox like hard shell plastic wrapped around electronics to reduce theft. Consumers generally have a range of packaging choices in many products. Opting for the one with less packaging is a conscious decision to help green the world.

Make it Fun

The intriguing thing about going green is there are so many ways to pull it off. The HOA can encourage the process by offering prizes for effort and creativity. Those that step up are often willing to help recruit and encourage others. The news media loves to run stories about grass root green efforts. Make your HOA a standout and be seen as green.


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Secured vs. Unsecured Debt: How Lenders See Them

A mortgage is a type of loan to finance real estate. The real estate can be a residential property or it can be a commercial one. The terms mortgage and loan arent necessarily interchangeable. Yes, a mortgage is a loan but a loan isnt necessarily a mortgage. One of the primary differences is whether or not the loan is deemed secured. What does the term secured mean? It means the lender has placed a lien on the item being financed. This collateral reduces the amount of risk to the lender. Should the borrower ever default, the lender issuing the secured note and recover the asset via repossession or foreclosure. Someone for example with an automobile loan who goes a few months without making a payment might soon discover their car is no longer in the drivewaythe lender took it back. Further, if the current value of the asset isnt enough to pay off the existing loan balance, the borrower is still on the hook for the remainder.

This leads us to the terms secured and unsecured debt. An automobile loan is an easy way to understand security. If payments are made on time each month, or at least during that month, the automobile stays in the driveway. That said, most notes have language that allows the lender to charge a late fee if the payment is not received by a certain date. A note might have a payment due date on the 1st of the month but if the payment is not made by the 15th, a late penalty fee will be tacked on.nbsp;

And because the automobile loan is secured, if the payments are not made, the lender will take back the car. When the automobile loan is ultimately paid off, the lender will >

Mortgages are also a secured debt. In the same manner, the lender has a legal interest in the property while the mortgage is still in place. Each month as a mortgage payment is made a portion of the payment goes toward the lender for interest due and a portion goes directly to the outstanding loan balance. A mortgage is indeed a loan, but an automobile loan is not a mortgage. The terms are not interchangeable.

An unsecured loan is one where there is no collateral attached to the note. A common unsecured loan can be debt acquired with a credit card. Someone with a credit card can go out and buy a new suit and make monthly payments on the card. Using this example, if someone can longer make the payments on the card and cant make any financial arrangements with the card issuer, the issuer can send the outstanding balance to a collection department or agency and ultimately charge off the balance altogether. With unsecured debt, the lender wont try and recover the business suit. There is no lien attached. This process works with any type of unsecured debt.


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September Real Estate Roundup

Freddie Macs results of its Primary Mortgage Market Survey shows that "Mortgage rates rose across all loan types this week as the 10-year U.S. Treasury yield reached its highest point since June. Many factors led to this increase, including the Federal Reserve communicating that it will taper its support of the capital markets, the broadening of inflation and emerging energy supply shortages which compound other labor and materials shortages. We expect mortgage rates to continue to rise modestly which will likely have an impact on home prices, causing them to moderate slightly after increasing over the last year."

30-year fixed-rate mortgage FRM averaged 3.01 percent with an average 0.7 points for the week ending September 30, 2021, up from last month when it averaged 2.87 percent. A year ago, at this time, the 30-year FRM averaged 2.88 percent.

15-year FRM this week averaged 2.28 percent with an average 0.6 points, up from last month when it averaged 2.17 percent. A year ago, at this time, the 15-year FRM averaged 2.36 percent.

5-year Treasury-indexed hybrid adjustable-rate mortgage ARM averaged 2.48 percent this week with an average 0.3 points, up from last month when it averaged 2.42 percent. A year ago, at this time, the 5-year ARM averaged 2.90 percent.


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